What's missing between your accountant, your CRM, and your spreadsheet.
Most Canadian real estate agents already run three tools — an accountant for year-end tax, a spreadsheet for tracking deals, and a CRM for clients. None of them answers what you actually owe CRA this quarter, whether your pipeline covers next month, or how much you actually kept after the year's deals.
That gap has a name — and it estimates more than it costs.
Three tools you already have — and what they don't do
These are good tools. Top Canadian agents run all three for good reasons. The question is what falls in between them.
Your accountant
- Files an accurate return at year end
- Represents you with CRA if questions come up
- Knows your specific situation and deduction history
- Visibility between filing seasons
- What you may owe CRA in Q2 right now
- Whether your pace is on track for April
- An estimate of what your Q3 instalment could approximate
Your spreadsheet
- Flexible — works the way you want it to
- Free, familiar, and fully under your control
- Fine for a simple historical ledger
- Automatic, rate-current tax estimation
- Pipeline-weighted year-end forecasting
- CRA-aware instalment estimates
- An AI layer that reads your data and surfaces patterns
Your CRM
- Tracks client relationships and follow-ups
- Manages your deal pipeline and stages
- Keeps your communications in one place
- What those deals mean for your net income
- What your tax burden may look like by year end
- Your financial runway in months
- Province-specific CRA obligations as deals close
What the default stack cannot give you
These are the year-round questions that fall between your accountant's filing season, your spreadsheet's manual cells, and your CRM's deal pipeline. Agent Runway answers them as information — not advice.
- Province-specific marginal tax estimatesAs deals close, the engine re-estimates federal and provincial income tax plus self-employed CPP from current CRA rate tables. The numbers update with the deals — not in April.
- Financial runway in monthsHow long your business could cover its expenses if nothing new closes — calculated from cash reserves and pipeline pace. See the full definition of financial runway.
- Pipeline-weighted year-end GCI forecastNot a straight-line guess from current GCI. A probability-weighted forecast that accounts for deals in motion and Canadian seasonality.
- A Flight Crew that reads your real business dataThree personas — Captain (overview), Navigator (tax/finance math), Dispatcher (clients/pipeline) — that answer questions against your actual numbers, not generic templates.
The default stack vs. Agent Runway
AR is not a replacement for any of these tools. It is the financial layer that sits alongside them.
| Capability | Accountant + Spreadsheet + CRM | Agent Runway |
|---|---|---|
| Year-round tax visibility | Accountant available at filing | Province-specific estimates, updated continuously |
| CRA instalment estimates | Manual, or wait for accountant | Engine estimates Q-by-Q from reported income |
| HST / GST tracking | Manual spreadsheet entry | Flagged against the $30K threshold automatically |
| Financial runway in months | Not tracked anywhere | Calculated from cash reserves + pipeline pace |
| Year-end GCI forecast | Straight-line guess, if anything | Pipeline-weighted, seasonality-adjusted |
| AI that reads your business data | Not available | Flight Crew — Captain, Navigator, Dispatcher |
| Canadian-specific depth | Accountant knows CRA | Built for Canadian agents — all 13 provinces |
| Typical cost | $3–5K/yr accountant · spreadsheet free · CRM ~$50–150/mo | $79–149/mo, all-in See pricing |
The accountant row is context — Agent Runway is not a replacement for an accountant. Agents keep their accountant and add AR for the year-round visibility a filing-season relationship cannot cover.
We are not trying to replace any of these
We don't replace your accountant.
Your accountant signs the return, handles CRA correspondence, and knows the specifics of your situation. AR surfaces CRA-rule-based estimates and patterns from your data. The numbers are informational, not filing advice — your accountant remains the person who files.
We don't replace your CRM.
If you're running Follow Up Boss, kvCORE, LionDesk, or HubSpot — keep it. Top producers run a specialized CRM for a reason. AR sits alongside it as the financial layer, not underneath it as a partial replacement.
We're not a spreadsheet killer.
Some agents will always track certain things in Excel — that is fine. AR is for agents who want the calculations automatic, the rates current, and an AI layer on top of their actual numbers.
A Flight Crew that reads your numbers
Three AI personas, each with a defined lane, all answering against your real business data — not generic templates.
Strategic overview — connects your tax, pipeline, and clients into one read of where the business stands.
Tax and finance math — CRA rate tables, instalment estimates, HST flagging, year-end forecasts.
Clients and pipeline — what stage each deal is in, who is going cold, what the next touch could be.
Add the layer your stack is missing.
Keep your accountant. Keep your CRM. Keep your spreadsheet if you like it. Add the financial layer that estimates what you owe, forecasts where you're headed, and answers questions in plain language.
14-day free trial. No credit card.